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It has long been the vehicle for the city dweller is no longer a luxury, but became a necessity. In the daily hustle and bustle of big cities and big cities, many do not even think a normal life without a car. Moreover, in our time, money and business car becomes a symbol of success, emphasizing the image of a business person. It is therefore understandable concern of every car owner maintains his favorite child. Casco car today, perhaps the most popular and effective way for any possible trouble with the car to secure a favorable outcome. Paying for comprehensive insurance policy, in return you get a commitment to the insurance company for reimbursement of your losses in case of theft, damage or destruction of the vehicle from almost any cause. By the way, particularly mistrustful customers can insure your car from ... direct hit by a meteorite. Every whim for your money! Therefore Casco - fun is not cheap. And it is understandable. There can not be a quality product at bargain prices. But to make comprehensive insurance is cheaper, with no loss in quality, are offered by many insurance companies. Selection criteria. The Russian insurance market currently employs hundreds of insurance companies (Ergo Hestia Olsztyn Witosa) that deal with auto insurance. And the ignorant person difficult to navigate among the abundance of the various proposals, falling on him daily with advertising posters, the Internet, radio and the television. So which companies give preference to later regret not taken a wrong decision, having spent a lot of time and money to get so beautiful promised "guaranteed protection"? As practice shows, the majority of insurers choose insurance companies offering comprehensive insurance cheaper car while ignoring such important parameters of selection, as the reviews hull or hull rating. Desire to save money, of course, worthy of respect, but beware that it does not become just the blind pursuit of low rates, ignoring the quality of insurance services. Advice of specialists of "E-hull" When choosing an insurance company, in the first place you should pay attention to the following aspects: How long does an insurance company in the market. If a company has arisen recently, can we trust her professionalism and reliability, despite all the assurances in this? Is there a need to expose themselves rashly risk? What large organizations are corporate clients chosen company. Reputable companies are usually very much value our reputation and have a professional security services, monitoring, and closely follow the situation in the international market. Therefore, if a company has ceased cooperation with your chosen insurer - think about before you buy a car from them hull. Does the insurance company in the financial and industrial holding company, as this is the key to its stability and reliability. Ask about the structure of the insurance portfolio. The insurance company will be more reliable if it works for different types of insurance, not giving priority to one direction. How often have revised the rates and conditions of insurance. At the moment, a number of large insurance companies are reviewing rates for Hull almost every month. This is associated with a thorough inspection of new customers, especially when they move from one insurance company to another. And when it turns out that there were already cases of loss, to the original low fares raising factors are applied. What are the reviews hull, hull rating and what the insurance company. Reviews and ratings are best to learn from independent insurance brokers who monitor insurance companies and have the most complete online information about the activities of the insurer. Make the right choice will also help to familiarize with the financial statements of the company (it is usually stable UK audience). As well as information on how flexible tariff policy is used by the insurer and whether the insurance company is focused on development of new insurance products.