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Cheap Auto Insurance Quotes - Where to Get Them

Searching for auto liability insurance? Wish to know where you get cheap auto insurance quotes from reputable companies? Continue reading ...

Auto Liability Insurance

Liability auto insurance is the heart of your auto insurance policy. Except for New Hampshire and Wisconsin, all the states require you have this coverage.

If you are at fault in a car accident liability pays bodily injury and property damage expenses for anyone you injured. It also pays for their hospital bills and lost pay, and it also will pay for your legal defense bills and court costs if you're sued.

Liability insurance is written as three numbers. For instance if you are living from the state of recent York, the minimum liability requirements are 25/50/10. Which means you must carry:

$25,000 worth of bodily injury coverage per person $50,000 importance of bodily injury coverage per accident $10,000 valuation on property damage coverage per accident

Other Coverage You May Want Collision and comprehensive coverage - Liability coverage doesn't cover the cost of repairing or replacing your car when have an accident, to be able to want to purchase comprehensive and collision coverage.

Collision coverage pays to repair or replace your car or truck if you are in an accident. Comprehensive coverage pays to repair or replace your automobile when your car is stolen, or if it's damaged by vandalism, fire, or acts of nature.

PIP (personal injury protection) - This coverage will cover your along with your passenger's medical expenses when you are involved in an accident. Additionally, it Read More will cover your and your family's medical expenses if you are hit by way of a car while walking.

Uninsured motorist coverage - This covers expenses in connection with your injuries due to an uninsured driver, an underinsured driver, or even a hit-and-run driver.